Send money to Germany
Send money to Germany with Fonmoney: fast, secure and regulated. The recipient gets the amount directly in their bank account, in euros.
Send money now★★★★☆ 4.3 on Trustpilot · 3,942 reviews
Bank transfers to Germany — secure and regulated
With Fonmoney you can send money to Germany directly to a bank account. The recipient gets euros at the current exchange rate, with no hidden fees.
You pay in your own currency — for example Swiss francs, British pounds, Polish złoty, Swedish krona or Canadian dollars. Fonmoney works out the exact conversion before you pay, so you know exactly how much arrives in Germany.
How to send money to Germany
With Fonmoney, your transfer to Germany happens entirely online — no branch visits, no paperwork.
Why send money to Germany with Fonmoney
People all over the world trust Fonmoney to send money to Germany.
- ✓ To any German bank. The recipient gets euros in any account with a German IBAN.
- ✓ Clear exchange rate. See the rate and the exact euro amount before you pay. No hidden fees.
- ✓ Fast. Most transfers arrive the same day or within a few hours.
- ✓ 100% online. No branch visits — any time, from your phone or computer.
- ✓ Regulated. Fonmoney operates under licence in the European Union and the United Kingdom.
A regulated, secure service
Payment service regulated in the European Union.
Also authorised by the Financial Conduct Authority.
Your data and payments travel encrypted end to end.
Verified identity for secure transactions.
Which countries can you send money from
With Fonmoney you can send money from any country with its own currency outside the eurozone — for example Switzerland, the United Kingdom, Poland, Sweden, Norway, Denmark, Czechia, Hungary, Romania or Canada. You pay in your own currency, the recipient gets euros.
Banks in Germany that can receive your transfer
Fonmoney works with all German banks. The recipient can have their account with any of the following:
Money transfer or mobile top-up?
Looking to top up a German prepaid phone instead of sending money to a bank account? See our mobile top-up for Germany page.
Frequently asked questions — sending money to Germany
▸ How do I send money to Germany with Fonmoney?
With Fonmoney you can send money to Germany in five steps: create your account, enter the amount, add the recipient's bank details, verify your identity and pay by card or bank transfer. The recipient gets the amount in euros, directly in their bank account.
▸ How long does a transfer to Germany take?
Most transfers with Fonmoney arrive the same day or within a few hours. Weekends and public holidays can add extra time, since banks don't process transfers on those days.
▸ What exchange rate does Fonmoney apply?
Before you pay, Fonmoney shows you the exact exchange rate to euros and the amount the recipient will get. No hidden fees.
▸ What payment methods does Fonmoney accept?
For transfers to Germany, Fonmoney accepts credit card and bank transfer.
▸ What details do I need from the recipient?
You need the recipient's full name and the IBAN of their German bank account. Both are in their banking app or on a bank statement.
▸ Is it safe to send money to Germany with Fonmoney?
Yes. Fonmoney is a payment service regulated in the European Union (Banco de España) and the United Kingdom (FCA), with encrypted payments and identity verification. Trustpilot rating: 4.3 out of 5 stars from 3,942 reviews.
What our customers say
"I live in Zurich and send money to my mother in Cologne every month. The rate is clear and it's usually there the same day."
Emily R.
Switzerland · ★★★★★
"From London, the whole process took a few minutes. The money was in my brother's account in Munich within hours."
Daniel H.
United Kingdom · ★★★★★
"I send money from Toronto to family in Hamburg. I see the exact rate before I pay, with Fonmoney there are no surprises at the other end."
Chloe T.
Canada · ★★★★★
Germany — Services with Fonmoney
Recharge a phone and more with Fonmoney
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Services for Germany with Fonmoney
Banking and mobile top-up in one place